Insurance
MCDS works with the plans most South Florida families use.
MCDS currently works with eligible plans from Aetna, Cigna, Florida Blue, UnitedHealthcare, and TRICARE, plus qualifying Florida Medicaid fee-for-service coverage and private-pay families.
How MCDS works with insurance
The most reliable answer for your family always comes from a plan-specific benefits check, but here's the shape of how insurance and ABA therapy fit together. Start with benefits verification, learn how prior authorization works, review the documentation plans typically require, and see how it all translates into costs for a family.
Aetna
MCDS works with eligible Aetna plans for ABA therapy. Coverage, network participation, prior authorization, and out-of-pocket responsibility vary by plan and by individual policy.
Details
Cigna
MCDS works with eligible Cigna plans for ABA therapy across South Florida.
Details
Florida Blue
MCDS works with eligible Florida Blue plans for ABA therapy.
Details
UnitedHealthcare
MCDS works with eligible UnitedHealthcare plans for ABA therapy.
Details
TRICARE
MCDS supports military families with TRICARE for ABA therapy where eligible.
Details
FL Medicaid FFS
MCDS works with qualifying Florida Medicaid fee-for-service coverage for ABA therapy.
DetailsPrivate Pay
MCDS works with private-pay families for ABA therapy across South Florida.
DetailsWhat typically drives out-of-pocket costs.
Prior Authorization →How prior authorization typically works.
Documentation →What plans commonly require.
Services covered by these plans (when authorized)
- ABA TherapyIndividualized applied behavior analysis therapy for children, informed by more than two decades of behavioral-services experience in South Florida.
- In-Home ABA TherapyABA therapy delivered where children learn best — inside their home and daily routines.
- School-Based ABA SupportCollaborative behavioral support that partners with schools and educational teams when clinically appropriate.
- Community-Based ABA TherapyABA therapy in real community settings so children can practice skills where they use them.
- Early InterventionIndividualized early intervention for young children showing signs of developmental or behavioral needs.
- Parent and Caregiver TrainingStructured coaching that equips caregivers to support their child throughout everyday routines.
Coverage, network participation, clinical requirements, prior authorization, and out-of-pocket responsibility vary by plan and by individual policy. MCDS will help you check your specific benefits during intake. See the medical and insurance disclaimer for context.